Protecting the financial security of your business in the event of a key employee’s death may be one of the most important risks to insure. Key employees are generally highly compensated and are often involved in managerial decisions and/or setting the vision for a division or the entire company. A key employee does not…
With the rising cost of healthcare, do not overlook a simple and cost-effective way to improve preventive care, early dedication, and overall workforce wellness measures: vision and dental exams. The group wellness and health plan cost-containment impact of vision and dental exams can be substantial. Here are three ways vision and dental coverage and…
Are your expectations too low for the level of Group Benefits service and support you and your employees should be receiving? The unfortunate reality is that many employers and their workforces have become accustomed to a substandard level of engagement. Even more troubling is that they now believe this is the norm. The…
Whether it is the Individual Under 65 Marketplace, Medicare Supplements, or Employer-sponsored Health Insurance, the best consumer is an educated consumer. An educated consumer has Health Literacy and is leery of any claims about double digit premium savings or return of unused benefits. An educated consumer does more research about their individual health care needs…
The Centers of Disease Control and Prevention, as part of the release of Healthy People 2030, updated the definition of health literacy. The update now addresses Personal Health Literacy as well as Organizational Health Literacy and provides the following definitions: Personal Health Literacy is the degree to which individuals have the ability to find,…